fix: update default paymentId status

Changed the default value of paymentId status in the paymentChangeable list from 1 to 0 to ensure
accurate payment status representation.

Related: #176

ajax/backend/settings/paymentChangeable/list.php

@@ -26,7 +26,7 @@ function () {
             $paymentId = $Payment->getId();
 
             if (!isset($section[$paymentId])) {
-                $result[$paymentId] = 1;
+                $result[$paymentId] = 0;
                 continue;
             }